GOLD LOAN SCHEMES
Choose Your Scheme Wisely
Niskha recommends using its Tension Free Schemes to enjoy the benefits of Fixed Interest Rates for the entire loan tenure.
You no longer have to worry about differential rate of Interest
UPTO Rs.50,000
0.92%
STARTING INTEREST
RATE PER MONTH
SUPER SAVER
UPTO 12 MONTHS
Interest Rate of 0.92%, 1.67% & 1.92% applicable if interest amount is paid within 30, 60 & 90 days respectively
Below 2 Lakh
1.67%
STARTING INTEREST
RATE PER MONTH
ECONOMY SAVER
UPTO 12 MONTHS
Interest Rate of 1.67%, 1.83%, 1.99% applicable if interest amount is paid within 30, 60 & 90 days respectively
2 - 5 Lakh
1.58%
STARTING INTEREST
RATE PER MONTH
ECONOMY SAVER
UPTO 12 MONTHS
Interest Rate of 1.58%, 1.75%, 1.92% applicable if interest amount is paid within 30, 60 & 90 days respectively
Above 5 Lakh
1.50%
STARTING INTEREST
RATE PER MONTH
ECONOMY SAVER
UPTO 12 MONTHS
Interest Rate of 1.50%, 1.67%, 1.83% applicable if interest amount is paid within 30, 60 & 90 days respectively
Below 2 Lakh
1.83%
STARTING INTEREST
RATE PER MONTH
HIGH VALUE
UPTO 12 MONTHS
Interest Rate of 1.83%, 1.99%, 2.17% applicable if interest amount is paid within 30, 60 & 90 days respectively
2 - 5 Lakh
1.75%
STARTING INTEREST
RATE PER MONTH
HIGH VALUE
UPTO 12 MONTHS
Interest Rate of 1.75%, 1.92%, 2.08% applicable if interest amount is paid within 30, 60 & 90 days respectively
Above 5 Lakh
1.67%
STARTING INTEREST
RATE PER MONTH
HIGH VALUE
UPTO 12 MONTHS
Interest Rate of 1.67%, 1.83%, 1.99% applicable if interest amount is paid within 30, 60 & 90 days respectively
Below 2 Lakh
1.96%
INTEREST
RATE EVERY MONTH
TENSION FREE
UPTO 12 MONTHS
Interest Rate of 0.92%, 1.67%, 1.92% applicable if interest amount is paid within 30, 60 & 90 days respectively
2 - 5 Lakh
1.88%
INTEREST
RATE EVERY MONTH
TENSION FREE
UPTO 12 MONTHS
Interest Rate of 0.92%, 1.67%, 1.92%applicable if interest amount is paid within 30, 60 & 90 days respectively
Above 5 Lakh
1.88%
INTEREST
RATE EVERY MONTH
TENSION FREE
UPTO 12 MONTHS
Interest Rate of 0.92%, 1.67% & 1.92% applicable if interest amount is paid within 30, 60 & 90 days respectively
LOAN CALCULATOR
Hello!
How to use Niskha Gold Loan Calculator:
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Step 1:
Enter the Required Loan amount ‘or’ Your Ornament Gold weight
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Step 2:
Select the Gold purity level (e.g. 22KT).
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Step 3:
You will see the Eligible Loan Amount OR Required Net Gold Weight in Grams
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Step 4:
Click ‘APPLY NOW’
Current Gold Rate (per gram)
*Please note that as per the RBI guidelines, the net weight is calculated by deducting weight of all the stones and other non-gold fixtures on the ornaments.